Investment Property Loans
Investment lending has different rules. We'll go through your borrowing capacity, what lenders look for, and how rental income factors in.
Four things to understand about investment lending
Investment loans work differently from owner-occupied loans — different rates, different deposit requirements, different criteria. Jason Wang can walk you through what to expect.
Your borrowing capacity
Lenders consider your income, existing debts, and potential rental income when assessing how much you can borrow for an investment property. We'll help you understand your position.
Deposit requirements
Investment loans often require a larger deposit than owner-occupied loans. We'll help you understand what you'll need before you start looking at properties.
Rental income and cashflow
Lenders consider potential rental income when assessing your application. We'll help you understand how this affects your borrowing capacity and what you need to prepare.
Tax considerations
Investment property has tax implications. While we don't provide tax advice, we can help you understand the lending aspects so you can have informed discussions with your accountant.
Subject to lender assessment and approval. Investment lending involves risk. We help you compare suitable home loan options. This information is general in nature and does not constitute financial or tax advice.
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