Refinance Your Mortgage
Build a better lending strategy. We'll review your current loan and check whether its rate, structure and features still support your financial position.
Is refinancing right for you?
Refinancing means replacing or restructuring your current home loan. People refinance to seek a better rate, consolidate debt, access equity, or adjust their lending strategy as their circumstances change. We can review your current loan and explain whether switching or restructuring may be worthwhile. We consistently review our customers' lending strategies to help ensure their loan structure continues to support their financial position.
- Access a more competitive interest rate
- Consolidate debt into your home loan
- Access equity for renovations or investment
- Switch to a loan with features that better suit you
Three things to check first
- 1
Check your current rate and fees
Know what you're currently paying before comparing options. This includes your interest rate, any ongoing fees, and whether you're on a fixed or variable rate.
- 2
Understand potential costs
Refinancing may involve discharge fees, application fees, and government charges. We'll help you weigh these against the potential savings.
- 3
Consider loan features, not just the rate
Offset accounts, redraw facilities, and the ability to make extra repayments may matter more than a slightly lower rate, depending on your goals.
Subject to lender assessment and approval. Refinancing may involve costs and is not suitable for everyone. We help you compare suitable home loan options. This information is general in nature.
Thinking about refinancing?
Request a free consultation and we'll take a close look at your current loan.